Chris Skinner helps leaders understand what is changing in financial services — and what to do about it.
For more than three decades, Chris has been at the forefront of the technological transformation of banking and finance. From internet and mobile banking to fintech, digital payments, digital identity and artificial intelligence, he has consistently analysed the forces reshaping financial services before they became mainstream boardroom priorities.
Today, Chris works with boards, CEOs, governments and leading financial institutions, helping leaders navigate a world where technology is transforming how financial services operate, how customers behave and how businesses compete.
What sets Chris apart is his perspective. Rather than simply predicting the future, he brings more than 30 years of continuous analysis of financial services, helping leaders distinguish genuine structural change from passing hype — and turn emerging technologies into strategic opportunity.
His insights have informed leaders at the United Nations, the World Bank, the White House and the World Economic Forum, and his work continues to influence banks, payment networks, regulators and technology companies across the world.
Chris is the bestselling author of more than 20 books, including the #1 Amazon bestsellers Digital Bank and Intelligent Bank, as well as Digital Human, Doing Digital and Intelligent Money. He is also the founder of The Finanser, one of the world’s longest-running independent platforms covering banking, fintech and financial innovation.
He is also the creator of Pulp Finction™, an innovative fiction series where finance meets technology and storytelling, bringing the future of money and digital transformation to life through compelling narratives.
His contribution to financial services has been recognised internationally, including the Lifetime Achievement Award from The Payments Association.
As a keynote speaker, Chris combines deep industry expertise, engaging storytelling and a strong commercial perspective. He makes complex subjects accessible, relevant and thought-provoking — challenging audiences to rethink assumptions while giving leaders practical ideas they can take back to their organisations.
Whether addressing an executive leadership team, opening an international banking summit or speaking to thousands of delegates at a global conference, Chris connects technological change with the strategic decisions that matter most.
His keynote topics include the future of banking, AI and financial services, intelligent banking, the future of payments, digital transformation, fintech, the future of money and trust in an AI-driven world.
Chris doesn’t simply tell audiences what the future might look like. He helps them understand what it means for their organisation — and what they should do next.
What People Say About Chris
“Thank you for being part of Stockholm Fintech Week 2026. The feedback has been amazing, people loved it, and in no small part because of you.”
Chris Crespo, Head of Program, Stockholm Fintech Week
“Chris is a tour-de-force.”
Piyush Gupta, Chairman, Keppel Ltd; former CEO, DBS
“Chris has a sharp eye for industry trends and cuts through a lot of noise with actionable insights.”
Kim Fournais, Founder & Chairman of the Board of Directors, Saxo Bank
“Chris takes you on an intellectual journey as he methodically thinks through where technology will take us. I greatly enjoyed this rare and refreshing optimistic vision.”
Kosta Peric, Deputy Director, Payment Systems, Bill & Melinda Gates Foundation
“Any banker the world over would benefit from Chris’ practical clarity about where the evolution of financial services will lead us.”
Chris Nichols, President, Institutional Banking, SouthState Bank